Bep40 Coin, including but not limited to the overall project, token, website, smart contracts and any apps (“BEP40”) as presented in this conceptual paper is not a licensed, unlicensed, or exempted financial or payment service of any kind and in any jurisdiction. Any terminology used in this Whitepaper, on the Website, or within the app is intended only as a basic reference, without any effective or legal meaning of the same terms in a regulated and/or financial environment. Bep40 Coin is a decentralized and community-driven project and does not have owners, shareholders, promoters, marketers, managers, directors, or other figures or entities exerting any form of governance. The Bep40 Coin smart contracts are open-source, permanent, and non-modifiable in any way. The Bep40 Coin token is strictly a utility token in all jurisdictions and is not and cannot be considered to be a “security” or otherwise regulated token of any kind. Bep40 Coin is not in any way e-money and/or fiat money, or an asset-backed stable coin, whether global or limited in scope. This Whitepaper taken by itself is not a contract or a contractual agreement of any kind, nor is it an invitation, solicitation, or offer to invest in Bep40 Coin or acquire or use Bep40 Coin tokens in any way and with any expectation of profit therefrom. Any user of Bep40 represents and warrants that such user has received appropriate technical, administrative, regulatory, and legal advice before and after accessing and/or reading this Whitepaper or the Website, and/or using any portion or element of Bep40 (including the Bep40 Coin token). The user hereby acknowledges and accepts that there is an inherently high risk in accessing, acquiring, or using any kind of blockchain and/or cryptosystem, token, platform, software, or interface, including Bep40 Coin, and further disavows any claim of any kind against any community member directly or indirectly involved with Bep40 Coin, for any damage suffered, including total loss.